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National	Average Rate*	Points
30-Year Fixed	4.97%	0.7
15-Year Fixed	4.33%	0.7
ARM	4.11%	0.6
	* Conforming FNMA Loan Amount

* Fees vary for homes over $300,000. Call for details.
Any comparisons to a percentage commission, such as 6%, are for illustration and comparison
purposes only. Commissions are negotiable and not set by law. The information herein is
deemed to be accurate, but not guaranteed. All information to be verified.

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